Advice on hybrid insurance

[cliokiz]

I'm currently insured with Adrian Flux on my valver, and the policy expires on the 25th Jan.

Since my gearbox went on the 1.8 16v engine i have dropped a williams engine into the valver, however it's still declared as a 1.8 16v engine on the policy.

I do not want to renew my policy with Adrian Flux, as i've heard they are rubbish, and the only reason i insured my car with them was because they were the only company that would insure it! It cost me £2000.00, Third Party Fire & Theft, when i was 19, with 0NCB and less than a years driving experience.

I'm guessing if i try to insure it with them as a 2.0 16v, they won't be able to insure it, or will they? Are there specialist insurance companies for hybrid cars?

I'm now 20, with 1 years NCB, and 2 years driving experience. I'd like to insure with Green Light but they won't touch me until i'm 21, so can anyone recommend any insurance companies that i can try?

The car is slightly modified, with white williams wheels, williams engine, tinted rear windows, colour coded side strips, ITG filter in standard airbox, mongoose exhaust, CAT 1 toad alarm, and keyless entry due to chavs de-locking my car for me.

Would like to insure the car fully comp, but obviously i don't want to pay anything near the £2k i paid previously, as it's way too expensive! Also, would be beneficial if, should i need to claim, the insurance company replace things on a like for like basis. Would also be nice if the policy allowed me to drive other cars third party, but i probably can't get this until i'm 21.

Any help or recommendations would be much appreciated!

[wavy]

as u probably know if u dont declare all the mods/engine swap u wont be insured in any event
i know insurance sucks it never seems to get cheaper(for me anyway)
if u want like for like or agreed value it will cost more to insure anyway
im with more than right now by far the best quote i had

these 2 sites are good

http://screentrade.co.uk/
http://www.confused.com

heres a few numbers to try

Liverpool Victoria 0800 514514
Tett Hamilton & Co 01275 856618
Ashley Insurance 01785 214444
Schofield Insurance 0113 250 0377
A Plan Insurance 0845 071 1234 _
Bell Direct 0800 140 180
Adrian Flux 08700 777888
Randall Pace 01782 286311
Admiral Insurance 0800 600 800 _
Hyperformance 020 8939 3949
Eastwood 0141 6365822
Acadamy Direct 0800 731 4984
Catterall Insurance 01254 695055
Keith Michaels 0870 845 8888 or 0208 642 7868
Osbourne & Sons 020 8388 6000
A-One Insurance 01202 760022
Endsleigh 0141 2485444
Livingstone Ins 01935 706258
Crowne Thorne 01344 771626
Egger Lawson 0115 9415255
Performance Direct 0870 604 0136
Tesco Direct 0845 300 9900
Privilege 0870 243 5555 or 0113 292 5555
Footman James 0121 561 4196 _
Autonet 0870 2400999
Direct Line 0117 946 8846
Elstree Insurance 0208 3867766
Hill House Hammond01733 310899 or 0117 9051020
Lifesure Group 01480 474604
Noel Dazley Co 01276 25996
OPI 0870 242 0800
Premium Search 0800 109876
Roadsure 020 8989 3339
Super Car Insurance01604 615 400
Touchline 0800 207800
Axa 0800 0154292
Barclays 0870 600 1414 _
Bennetts 0800 068 3077
Budget 0800 801954
Churchill 0800 200 326
Cool Quotes 01923 690800
Coversure (Rallysure) 01829 733880
Dial Direct 0500 333 600
Eagle Star 0800 33 38 00
Greenlight Insurance 01277 263030 or 0870 7535455
Kwik Fit Insurance 0870 0507777 or 0870 0500870
Locker Insurance 01977 51 51 66
Masterquote 0870 2411572
NFU Mutual 01677 422517
Norwich Union 0800 888111 or 0800 092 9561
RAC 0845 3000755
Swinton 0800 6565631
Tangent 01923 254888
The AA 0800 444777
TSB 0800 7313687
AON 01384 455011
CIS 0845 7464646
Elephant 0870 0131072
Halifax 0845 6089913
Wilsons 0161 874 8011_or 0990 143424

[stew]

im with flux.

dont really like em, but like for like mods on my fully declared track car is orite, and at 21 with 2yrs ncb im 700 for 3k mileage.

as u get older it gets better...

[1995clio16v]

Stay away from Adrian Flux....thats my advice. They totally bend you over these back of max power mag insurers, with their monthly interest!

Im with direct line..they charge me no interest on monthly payments..as I got it on special offer.

I started off with tesco at 21 with my valver 0yrs NCB, paying £1100 tpft.

I personally think you will have no choice to stay with AF if you are going to declare.

Your normal insurance companies dont touch heavily modded cars with young drivers.

By the way im 24 with 2 yrs NCB and Im still paying £650, Its all a myth that insurance reduces drastically as you get older in my opinion!

I asked for a quote the other day on a willy, with me having 3 yrs no claims in may, aged 25 and it still came out near £1000, its all a scam!

Leigh.

[MAXIBOY]

thats ok until you want to run roll cages and nitrous then only a very few will touch you

[MattyH16valver]

I'm selling my hybrid soon as I'm was going to declare the car this year as a 2.ol...so decided that I may aswell have a williams and bought a williams 2. Adrian Flux quoted me just under 1k this year for my renewal which is bout £50 more than last year and is only TPFT! There a joke, so I've spent the best part of today getting quotes on the Internet and I was quite pleased with the results.....I'm 23....with 1 yrs ncc, Williams 2 worth 4k, Cat1 Alarm + Trakker, exhaust and filter declared...7k miles a year, parked on drive...and the best price I got was £763.60 Fully Comp with Elephant.co.uk. There were 5 companies which I found quoted the best price all roughly the same...
Bell Direct
Admiral
Churchill
Greenlight
Elephant

Definately not sticking with Flux this year, so I'm going to look more closly at the above company's term + condition etc and make a decision.

[MAXIBOY]

love greenlight

[1995clio16v]

T+C's!

Definately need to be read!

Im sure when I got a quote through the post in paper form from adrian flux their monthly interest was nearly 30%!

It was a while ago, i was astonished!

[bluenose]

I'm with Flux and paying £220 a month for 4 months. Think the interest works out at £15 which i didnt think was bad at all.

[Winston]

What Williams engine