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  1. #1
    Forum User donsrno1's Avatar
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    Valver insurance at 18

    I'm needing to get the cheapest insurance possible for a valver. I was getting good quotes with elephant, admiral and bell before I bought the 16v but now the prices have jumped up by around £200 since then.

    What insurance companies would you suggest I try other than those mentioned above?

    The quotes I am getting are £1150 TPFT which isn't too bad I suppose, but I was hoping to get cheaper as it was cheaper when I bought the car. The thing with insurance at the rate above is that it would mean over 25% of my income was going on car insurance (I'm just a student) and I'm in two minds about it.

    Also, when they offer monthly payments what sort of interest is charged over and above that, i.e. how much would I be paying a month for the above quote.

    Thanks.

    EDIT: I know this has been asked loads before, but from a quick search I couldn't really find any good suggestions other than those I mentioned.

  2. #2
    I was payin 1550 on a N Reg Hybrid at 19 valued at 2600

    With elephant.co.uk
    that was with no points and 1 yrs no claims

  3. #3
    Forum User donsrno1's Avatar
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    that's the other thing I should say, I've got no no claims bonus. I know the quotes I'm getting are still good, bu I would like to find cheaper somewhere.

    I remember hearing in the past that although they are the same company you can play admiral, bell, and elephant off against each other to get some discount from you quote - has anyone tried that and if so how much did you get off?

  4. #4
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  5. #5
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    also try looking on clio sport at green light think they had some sort of club discount scheme going on. p.s. we could do with the same thing here. maybe a discount scheme though adrian flux.

  6. #6
    Forum User stew's Avatar
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    green light you must be over 21 iirc.

    im with adrian flux - only folk who would insure me...

    was 19 when i took out my policy, 1 years ncd, on a 1992 fully declared hybrid, TPFT 1300 quid!

    when it was insured thru elephant as a valver for a couple weeks my years quote was 800quid TPFT.

    It hurts, but your bound to pay a fair whack until your 21 and got some decent NCD. Hopefully mine will come down in sept when its up for renewal, but with the addition of a cage and polycarbs may bring it up a little more....but then i now have no stereo and nothing to steal inside the car, and soon to be a snap-off steering wheel, so they might be a little happier with that!

  7. #7
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    try CIS best around

  8. #8
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    Doesnt seem like a bad price imo.

    Fully declared hybrid £590 TPFT. Get in

  9. #9
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    1200 fully comp @ 18, no ncb, <1yr driving, with norwich union

  10. #10
    Forum User seanofnp's Avatar
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    Rochester, KENT.
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    Re: Valver insurance at 18

    Quote Originally Posted by donsrno1
    I'm needing to get the cheapest insurance possible for a valver. I was getting good quotes with elephant, admiral and bell before I bought the 16v but now the prices have jumped up by around £200 since then.

    What insurance companies would you suggest I try other than those mentioned above?

    The quotes I am getting are £1150 TPFT which isn't too bad I suppose, but I was hoping to get cheaper as it was cheaper when I bought the car. The thing with insurance at the rate above is that it would mean over 25% of my income was going on car insurance (I'm just a student) and I'm in two minds about it.

    Also, when they offer monthly payments what sort of interest is charged over and above that, i.e. how much would I be paying a month for the above quote.

    Thanks.

    EDIT: I know this has been asked loads before, but from a quick search I couldn't really find any good suggestions other than those I mentioned.
    Who is that with?! Cheapest i could find was 1500.


 

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