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View Full Version : The benefits of gettin old!


Rudders16v
17-06-2005, 12:53
Just about to renew my insurance on my 19 16v, can't believe how much cheaper it is now that im 25!

Last year i payed about £650 TPFT. This year, im going to be paying £402 fully comp! Bargain!

And its with the same broker, same underwriter, and same conditions, all mods declared, the only diff being i've dropped my mileage from 6k down to 4k, but that only made about £30 differance so its mainly down to age!

I even found one company that would insure my fully comp for £340, but they didn't do a high enough ICE cover

At last, some benefits of getting grey hairs.........
Winston
17-06-2005, 13:08
Im looking forward to 25 .....cossie time :P
Jamie.
17-06-2005, 13:09
i think that is ridiculous. when some1 hits 25 they dont magically not want to boot it so i cant see the justification for such a big drop in price. although spose it is nice when u get there, another 4 yrs till i hit the big 25. ohh shaun how does it feel being closer to 30! :wink:
J o n
17-06-2005, 13:16
my insurance is a joke... :x
Karen
17-06-2005, 13:23
I'm still paying £600... never found mine got much cheaper really.
J o n
17-06-2005, 13:31
I'm still paying £600... never found mine got much cheaper really.

if your older than me I feel better... if not I feel even worse...
Jamie.
17-06-2005, 13:32
why how much u paying, it cant be that bad surley?
J o n
17-06-2005, 13:35
it is mate... low crime zone, 5 years protected NCD and 24 years old... £722 F/C... ****ing rip off, there's spotty little kids on CS getting insured at 19 on 172's for less than that :?
Rudders16v
17-06-2005, 13:50
That does sounds a little pricy! My 19 is a grp 15, and the Williams is only 2 groups higher, so thats quite a hike, mind you, i am a year older, but only 4 years no claims and 3 points...... just wait til you're 25 mate!
Jamie.
17-06-2005, 14:02
on the williams its; 1100 f/c with direct line and 2yrs no claims for me.
900thpt
i also got a quote on a 172 and it was 900f/c.

so 172's are much cheaper to insure. bearing in mind i am also 21. and there is only 1 i.g. diff between the two? prehaps the williams is balcklisted kind of thing with insurers?
J o n
17-06-2005, 14:10
come on, cant compare a 172 to a Willy... the insurance is more due to desire to own... or maybe that the parts are more expensive on the Willy and they figured it would be worth more after the 172 has been out for a few months :lol:
Dno194
17-06-2005, 15:53
£380.95 full comp, protected ncb with the missus to drive. Should go down this year too! :D
Slithers
17-06-2005, 15:58
Im looking forward to 25 .....cossie time :P

Remeber whos got first refusal on your car mate!!!!

(for when you get your cossie)
Karen
17-06-2005, 16:51
I'm still paying £600... never found mine got much cheaper really.

if your older than me I feel better... if not I feel even worse...

I'm 35 - but I live on the outside of London - expensive area so huge car crime problem as they are all stolen to order - and it's an F* area according to that list that was on CS...
J o n
17-06-2005, 17:18
well i feel slightly better now at least Karen! lol

i think as my post code is Scroteport (or Stockport as it's also known) this is actually working against my insurance after thinking about it... :?

... could explain the searing pain I get in my ass come renewal time... although £1300 on my Zetec-S Fezza was the worst at 20 years old... lol
Swervin_Mervin
17-06-2005, 17:26
SK is one of the worst codes. Slightly better than M22 though. :(
Slithers
17-06-2005, 19:47
well i feel slightly better now at least Karen! lol

i think as my post code is Scroteport (or Stockport as it's also known) this is actually working against my insurance after thinking about it... :?

... could explain the searing pain I get in my ass come renewal time... although £1300 on my Zetec-S Fezza was the worst at 20 years old... lol

lol, remember that insurance quote you got on your XR2 back in the day?, what was it £4500 or summit daft?
Martin
17-06-2005, 20:14
I pay 1100 tpf&t :cry:
2 live
17-06-2005, 22:42
hmm....mines not too bad , but the postcode bumps it up a shit load..if i moved 4 miles away it would nearly 1/2 my ins.
Andyvalver
18-06-2005, 10:11
I payed £600tpft on the valver last year. Im 22 2yncb + 1 accident :oops:
My renuwal is next month. Just got a quote for £525tpft i will be 23 with 3ncb then. Im well happy wiv that. :D
Slithers
18-06-2005, 11:51
hmm....mines not too bad , but the postcode bumps it up a shit load..if i moved 4 miles away it would nearly 1/2 my ins.

Try moving 8 miles away, it might 1/4 the ins. lol
neme
18-06-2005, 13:57
im 23 , 4 years ncb with direct line its 320 fully comp for me .
big hp
20-06-2005, 13:07
26, 8yrs NCB, £402 fully comp with protected no claims :wink:
Andy
20-06-2005, 19:43
22 £750 full comp 4 years no claims