View Full Version : what the best way to insure
2/4 cars with you no claims counting on them
i idnt think you could ?
sorry no help :)
You can only use your no claims on one vehicle. The rest you have to insure with 0 NCD or do as a couple of friends have done and get a trade policy.
Swervin_Mervin
02-07-2007, 17:56
Some will give you some NCB or you can get family fleet cover policies.
MatBrown
02-07-2007, 18:31
Admiral/Elephant/Bell will match your NCB on a 2nd vehicle if your insured with them, i've done this twice now so have 3 policies with full NCB.
Mat.
cheers mate will try them
Not be better off with a traders policy??
will ring around tomorrow and get prices
lewis_willy2
02-07-2007, 22:58
give tradeplan a call. best thing i ever did. drive what i like when i like. havent got the number to hand do a search
http://www.tradeplaninsurance.co.uk/
lewis_willy2
02-07-2007, 23:02
thats the baby.
you work from home fixing m8s car as a hobbie, work full time, cost me £1k.
I just needed to get insurance quick for tax so went with my existing insurer Churchill who quoted me 250 for my new omega i'm using for towing, didn't realise i couldn't use my 8yrs NCB on second car though, went up to 570 without!! bloody criminal.
Will definitely look in to moving unless they can match quotes.
Endisleigh (sp) allowed me to 'mirror' my NCD onto another car...
stevie_b
04-07-2007, 12:39
From what I can tell it is pot luck what each insurer does so just shop around. I ended up with four lots of 9 years no claims bonus when I had policies on each car as they always matched what I had already. Then I wanted my wife to have 3rd party coverage on any car so changed one policy to her name, and now she's got 9 years no claims to transfer on the next time - and she hasn't even been driving for 9 years! It's just as odd with the protected NCB stuff - you can protect your x years NCB, but if you claim you will still end up paying more to renew than someone with x years NCB that never made a claim, so it's not entirely 'protected' is it! Most insurers weight their risk models differently, so if you try enough of them one will work out better for you.
quoted 489 fully comp upto 400bhp with flux
stevie_b
04-07-2007, 16:16
quoted 489 fully comp upto 400bhp with flux
That's not bad - can't get my 300bhp scooby done for that! :lol:
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