shall i declare my mods

[scotte666]

i know i should but adrian flux want another 80 quid i already pay £2200 are they taking the piss or what shall i bother cos im skint?its only ss exhaust and a ktec induction kit

[KingStromba]

What mods? :D

[scotte666]

that a serious what mods question or a i should act like i never knew

[FlamingMonkey]

I declared my exhaust and filter this year, only went up a minimal amount

[scotte666]

why they want 80 odd quid then thought they would say it will be nothing extra 80 includes there £15 adjustment fee when i was with hic i just wrote them a massive list on my nova gsi and they just said yea its fine no extra....

[Martin]

PAY IT....If you crash into something expensive and your insurance is void you are going to be in a world of shit. Take the I/K off btw it'll be loosing you power anyway!!

[NickFr]

that a serious what mods question or a i should act like i never knew

Insurance companies are looking for any reason not to payout, if you don't declare effectively you are not insured. I pay £400 fully comp, however I am old and will be using viagra soon TBH thats high for 25 yrs of driving, its the 17-25yr olds that drive like twats that keep the premiums high At least you have a trick motor and soon you'll be an old fart like me!!

[scotte666]

my insurance is 2200 fc. im was 21 when i took it out with 2 yrs no claims and 8 points...when i originally got a quote hic told me 1500 which i thought was good then i got the car bout 2 months after quote then hic told me i had 2 be 25?????i was like wtf .......so i had no choice to go with next cheapest which was adrian flux at 2200..but if im honest im struggling to afford it..

[KingStromba]

I dont declare my mods as my car is standard :D

[scotte666]

but shall i declare mine ?