insurance

[matt.turner]

rigth guys i sold my williams when i was 21 with 3 yrs no claims. i paid 48o punds then. Now im 23 with 6 years no claims and the chepest quote i can get is 700 quid. whats the deal there then? whys it cost me so much more now i have more no claims and two more years driving experience?

[white16valver]

Different excess?

Fully comp instead of TPFT?

Any crashes or points?


Ultimately if the cost of repairing them has gone up due to rises in parts prices, and if they're coming up more regularly in crashes, they'll just bump the premiums up as required.

That and the fact that premiums seem to go up each year regardless

[Wobba]

Well, sadly there has been a rush of fraudulent claims, which get paid out because its not possible to prove they are fraudulent. On top of this there were a HUGE amount of claims during the clod snap. Guess who ends up paying for fraudsters? Yep, innocent people unfortunately.

Insurance across the board has gone up a bit.

Also your postcode may be higher risk than it was due to crime and large claims which bumps up the rating.