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View Full Version : FAO of all u people who run 2nd cars...


Tommo
07-03-2006, 16:20
What's the score with insurance etc. been thinking of doing this for a while now but been told insurance companies screw u if u have a 2nd car!

What do people recommend for a diesel circa £200, needs to be reliable not arsed about looks!
stan
07-03-2006, 17:55
im on the look out for a diesel run around at the moment, about £200 aswell! going to auctions 2moro.

cheapest seams to be mk3 fezza's but keep an eye out for rot around the sills, and the floor pan area.

306's are nice but usually a bit more

as for insurance, i cant adda second car on my policy with Greenlight, so i will have to take out another policy.
white16valver
07-03-2006, 18:35
round the petrol cap is bad on fiestas for rust too.
richy
07-03-2006, 19:30
i have the laguna in my name and moved the williams onto parents with me named driver, alot cheaper overal

petrol isnt really any worse wise as i hardly use the clio so might put some juice in it once in 3 weeks
2 live
07-03-2006, 19:38
fukkin evrywheres bad on festas for rust....they fords ffs lol


i have the mrs' diesel as well as the willy and the van, she always been on my ins till this year, 10+ years ncb....but most co.s wouldnt accept it. im ins. with norwich union, they quoted her 1300 for her ins, complained sayin she bin on my policy for 10+ years, and that i was ins by them,....'errrrr lemme go speak to the manager'......came back with a £300 price for same policy.
Craig
07-03-2006, 20:51
iv got a rover coupe as a runabout, it has the honda 1.6 16v engine and is spot on for a 2nd car!

very comfy, looks ok, sporty interior, seats etc. quite nippy for what it is as well! and hopefully reliable being the honda engine and suspensioned model!

anyway, insurance is £480 FC on the clio all mods declaired, and £400 FC on the coupe!

A lot of insurance companies will mirror your no claims discount over onto their policy! i know greenlight will!
stew
07-03-2006, 21:01
Do you have to have both cars insured with the same company?

Is there any age limits?

*Sorry for the hijack - just interested! :roll:
Craig
07-03-2006, 21:06
mines with diff companies mate!
richy
07-03-2006, 22:06
direct line and admiral, its virtually the same price for the clio in my name as it is my rents now, just easyier in theres as i dont get any extra ncd out of it! im changing to admiral on my laguna in april, its alot cheaper still lol
stew
07-03-2006, 23:44
i assume you have to tell them your insuring another car as well?

otherwise it would be dirt cheap.... :wink:
smokey
08-03-2006, 01:28
We run 3 cars but can only use the NCB on 1 of them :(
Tommo
08-03-2006, 11:21
We run 3 cars but can only use the NCB on 1 of them :(

Yeah that's what I thought, I'll ring my insurance Privilege and find out. Mate in work knows somebody selling an old Micra for £150, 70k on clock 9 months tax & MOT, owned by his dad for years, says it's spot on. Would be good to use as a run around.

Cheers for the info guys
big hp
08-03-2006, 13:03
We run 3 cars but can only use the NCB on 1 of them :(

Pisses me off, I pay £50 less on a Astra R plate 1.6 16v then I do on GRP 17 Williams, no NCD on 2nd cars is a killer.
kendo
08-03-2006, 16:32
You should talk with your insurance company, they should mirror your ncb on your second car, if they dont bin them and go with a company that will, it will save you money!! :wink:
smokey
08-03-2006, 17:07
You should talk with your insurance company, they should mirror your ncb on your second car, if they dont bin them and go with a company that will, it will save you money!! :wink:

You try and get me cheaper insurance then Adrian Flux with all my mods declared.........Not as easy as it seems
gonch
08-03-2006, 18:12
My willy is my second car, paid about £400 for insurance thru 'Norwich Union' have to say they 'Quoted me Happy' as they were £200 cheaper than my next best quote, as i have points and claims.
kendo
09-03-2006, 18:54
I am 29, no endorsements 5 years N.C.B. Car 1: 1991 Escort rs turbo

koni suspension
smoked and red rear lights
chrome detailing under bonnet
samco boost hoses
charge cooler
stage one bayjoo chip
mongoose exhaust
boost gauge
oil temp gauge
K & N cone filter
New T3 with - 31 actuator
Auto meter boost and oil temp gauge mounted in A piller
Spec-r headertank
Spec-r breather system

Fully comp £459

Car 2 VW Vento 1.6 £270 fully comp N.C.B. mirrored on both cars.
Tommo
10-03-2006, 11:05
Which insurance company u with kendo?? That's sounds like a good deal you got there!!
smokey
10-03-2006, 11:26
Which insurance company u with kendo?? That's sounds like a good deal you got there!!

Yeah which one?

I phoned all the mod friendly companies and they all told me to **** off basically lol
kendo
10-03-2006, 12:35
www.greenlightinsurance.com :wink:
Totti
12-03-2006, 14:55
Im 19. I insure my Williams for £1700 fully comp with no no-claims.

I also insure my 205 GTI for £600 a year fully comp and my 106 for £300 a year.

Im With Bell Direct, they seem pretty reasonble.
kendo
13-03-2006, 11:45
Did you get a good quote from greenlight Smokey?
smokey
13-03-2006, 19:44
Cheers for the link mate, I will give them a bell tomorrow see what they say :)