View Full Version : 16v owners how much insurance you pay?

31-01-2005, 21:03
As above and how does it compare to a williams quote if you ever got one?

big hp
31-01-2005, 21:09
Both fully comp with protected no claims (8 yrs)

£320 my valver

£411 williams 2.

31-01-2005, 23:02
spot the old git :wink:

01-02-2005, 01:35
1270 tpft with elephant and i dont even live in a high risk area!!!

Limited milage of 10k and garaged!!!

01-02-2005, 01:37
Would help if i read the thread properly!!!

Im pretty sure the willy was just over 1700 tpft with elephant!!!!

big hp
01-02-2005, 09:07
spot the old git :wink:

Oi :wink: I'm 26. 27 this october.

04-02-2005, 23:11
£900 fully comp

05-02-2005, 00:02
£900 full comp, all mods decaired including the 2.0, roll cage, etc, etc!. any future mods allowed inc TBies, an can drive any other car 3rd party!

05-02-2005, 00:16
£800 fc.

05-02-2005, 00:16
Who's that with craig, might have to get a quote. because the pru won't insure mine with a cage.

cheers dude

05-02-2005, 00:40
HIC mate!

05-02-2005, 01:21
No way :shock:

I'll give em a try 8)

07-02-2005, 18:14
Paid £480 last year with4yrs NCB and no business use, but now I've got a claim against me and I'm on 3yrs NCB it's cost £720 with business class.

08-02-2005, 13:12
£2500 tpft on my williams in my first year of insurance im 32 but this year ive got it down to 995 tpft big releaf

08-02-2005, 13:16

Why so much?

big hp
08-02-2005, 13:22
£2500 tpft on my williams in my first year of insurance im 32 but this year ive got it down to 995 tpft big releaf


WTF? Again, why that much?

2 live
08-02-2005, 13:41
fukkin ell mate.either uv written off evry car uv ever had.......or ur lucky to still have ur car in the area u live lol

thats 1 big insurance bill...well for ur age anyway lol..older than me even lol

big hp
08-02-2005, 13:52
thats 1 big insurance bill...well for ur age anyway lol..older than me even lol

He said he's 32, not 52 :twisted:

08-02-2005, 14:14
its my first year of insurance been driving for years without a licence what a fool i was and then i passed first time not the way to go but least i diddnt ever have a crash thank GOD

08-02-2005, 15:45
:shock: :shock: :shock: :shock: :shock: :shock: :shock: :shock: :shock: :shock: :shock: :shock: :shock: :shock: :shock: :shock: :shock: :shock: :shock:

08-02-2005, 15:53
that was the past looking back what a fooll but we all make mastakes and yes that was a BIG one

08-02-2005, 15:58
Fair play you had the balls to do it. Bit stupid, just wondered why you decided to buy a car and drive it without having a licence?

08-02-2005, 16:06
ive mostley always had bikes and not to many cars and thought i was a big man but realy i was an idiot never thought ill evere get nicked luckly i never did and never had an crash thank god. but like i said thays the past

2 live
08-02-2005, 20:35
thats 1 big insurance bill...well for ur age anyway lol..older than me even lol

He said he's 32, not 52 :twisted:

lol.im only 31 mate lol...........

dont worry bout the no license mate lol.me mate did the very same thing for years........he took his test passed it 1st time..went on the piss to celebrate n got done for dd10 on way home.........fukkin eeedjut lol

gotta laugh tho

08-02-2005, 21:04
unlucky barstad but drink drivings a bit more crazzzzzzy how longs ya mate got left on his ban or did this happen a long time ago

2 live
08-02-2005, 21:06
hes finished his ban years ago mate.......this was bout 10+ years ago mind.........wen i was still big into me minis lol

09-02-2005, 09:07
1160 tpft with elephant!

craig - how old are you fella and how many years no claims have you got?

09-02-2005, 20:49
£700 ish

11-03-2005, 12:42
£380.95p fully comp, protected ncb with the missus to drive it too. Cheap as chips.

11-03-2005, 19:05
Think the Willy 2 was about £550 and if i wanted a 16v as a 2nd car it was £350 but i went for a Cav TD (£280).


21-03-2005, 13:49
1800 TPFT at 19 with a 2litre engine conversion in my RT, 3points and 2 claims from theft from and of my last car

25-03-2005, 00:40
£467 TPTF

21, 3yrs NCB


07-04-2005, 02:04
760 TPFT 21 with 1 years on valver

13-04-2005, 17:07
£600 tpft 2yncb 1 accident age 22 :(

22-04-2005, 08:29
325 fully comp on a valver with mods! And yes i'm an old git :twisted:

22-04-2005, 17:25
£750 IIRC might be £730 though

J o n
22-04-2005, 17:43
will be £400 and a bit when I come to insure mine... finally I can run 2 cars and use my NCD on both!!! :twisted:

22-04-2005, 17:48
I paid £730 with 3yrs NCB 1 fault Claim and 3 points. That included business cover.

I've just been given the princely sum of £65 back for putting std wheels on and having the fault claim become a no fault claim and now having 6yrs NCB. Robbing twats. Not worth me cancelling the policy now either as the rebate will be just less than it'd cost to take out a new policy. :evil:

02-05-2005, 00:34
19yrs old. with 3 years no claims. soon to be 4 years in august. Bonus accelerators :D

i pay 900tpft.

06-05-2005, 00:34
Just had my insurance re-newal through....think I'm getting raped!
Just had a claim so my NCB is down to 1 yr and all mods are declared....BUT surely I should'nt be paying £1180 TPF&T at 25!!!?

06-05-2005, 10:28
You declare your mods???? :shock:

06-05-2005, 12:26
You declare your mods???? :shock:

Must be nice having a standard car, bet insurance quotes take about 5 minutes, i seem to spend half an hour each time i get a quote explaining what a de-cat is and does

J o n
06-05-2005, 12:38
i wouldn't bother declaring something like a decat Lunner, as A) it puts the premium up and B) they cost **** all to replace. in fact i wouldn't declare a 2.0 in a valver either as they would never know either way.

06-05-2005, 12:58
Things i wouldnt declare:

SS exhaust. Once i sent a letter to my insurance company stating that i wasnt sure weather the exhaust on my Nissan Silvia was standard or not, as it was on the car when i bought it (even though i put it on and knew it was a janspeed back box). I took a photo and sent it. I said if you think this is an after market exhaust please contact me and i will gladly pay an extra premium, but no expert i can find has an answer. They replied and said the premium would be the same as they were also unable to verify the exhausts history). Losers. Covered.

Things i would declare but would never buy:
Aftermarket alloys
Body kits

06-05-2005, 16:36
Well so far everyhting on my car is declaired with no changes to premium apart from the valver front wings

When i get my 2.0 bottem end i won't bother delcairing it, will still be registered as a 1.8 too :)

06-05-2005, 17:21
Well after I've had a car impounded by the police and run over with a fine tooth comb.....finding all the mods and trying to do me for serious driving offences I have to be cleaner than clean!

06-05-2005, 17:42
As the police man krept round the car with his pen and clipboard, another officer opened the bonnet from inside the car. As they both looked under the bonnet one of the officer pointed to something and made a note on paper he held in his hand.

Martin inched away.

The officer looking in the boot held a spanner in one hand and was looking intentively at the fuel cell on the boot floor.

Martin felt for the remote in his pocket and inched away.

The officers from the front of the car then wandered round the car to the rear, staring at the alloys as they met up with the two officers from the rear. After a brief conversation one of them looked over to Martin, who was now some distance from the car.

'Weve had a decsription of a fair haired man in his 20's driving agressively in the area we stopped you'

'Who said i was fair?'

Martin pressed the remote and the semtex in the gloved box instantly ignited and the car was enveloped in a ball of flames as the officers writhed on the floor slowly burning to death.

'You have the right to remain silent. Forever'

06-05-2005, 18:49
LOL where did you steal that last quote from?

06-05-2005, 19:34
Gibson, rolled over and patted out the flames.... and hollered to Martin,,...
"well im fining you £2000 for using an illegal mechanic",
"what do you mean asked Martin?",
"Well you have clearly been and had Bayliss work on your car"...

At this point a strange looking Williams 3 crawled past rubber necking at the smouldering shell.... a black bumper and a blonde haired driver could be seen .. a burning plastic smell was wafting from the cars bonnet vent....

Gibson only managed to get the last 3 letters from the reg, LRG..... he immediately got in to his unmarked VXR Monaro and followed the williams Northwards.

06-05-2005, 19:58

Gotta love this forum :D

06-05-2005, 20:24
Suddenly Gibson realised he was being followed by a helicpoter. It was Matt Brown, come to collect parts for his business. The huge magnet swung down and grabbed the VXR and pulled it clear of the road. Gibson tried to jump out, but his foot got caught in the door, and he ripped off his leg. As he fell he looked down to see a shark basking in the cool waters alongside the coastal road......

07-05-2005, 07:21
Gibson plunging to his doom searched in vain for his rip cord.. after a short scramble the parachute was unleashed.. a large union jack flag style parachute could be seen... Gibson managed to steer to safety ...
suddenly gibsons vision became blurred.. then black... Gibsons complicated fracture of the leg was too much,,, it was too late he was dead.

07-05-2005, 11:46
As the dead body of Gibson lay bleeding on the rocks, scooby doo could be seen walking towards the corpes with Shaggy and Velma. As they leant over the crumpled body of Gibson, Daphne bent down and gripped the skin of the face of Gunner. As she tugged the secret face mask peeled away from the skull to reveal Matt Brown. The police officers surrounding them all gasped in disbelief. Suddenly to everyones right, Freddy could be heard struggling with Matt Brown in handcuffs. As he martched him into the valcinity of the police officers, Freddy gripped the facial skin of Matt Brown and tugged the mask free to reveal.......Gunner Gibson.

'And i would have got away with it if it wasnt for you pesky kids'

big hp
07-05-2005, 12:04
Stromba you clearly have too much time.


07-05-2005, 21:39
24 years old
7years no claims (protected)
breakdown cover
mods declared (chip, filter, exhaust, brakes)
£760 f/c

think that aint too bad as i live in a group D insurance area

08-05-2005, 07:33
Next week, in Williams tales.. the might King Stromba steals Northys Skoda.....

08-05-2005, 12:45
£760 F/C
22 years old
0 NCB (did have 3years, but due to not having my own car for 2years they got discounted :evil: )

08-05-2005, 12:47
Thats for a standard Clio 16v BTW

08-05-2005, 23:28
i need someone to give me a decent quote in january @ 19 with no ncb but a named driver for 2 years so fingers crossed someone will do it me closer to 1k than 2k!