Insurance renewal

[Wobba]

Well, I thought I should shop about as I have my new mods going on soon and my current insurer is not going to like it...so I rang Adrian Flux brokers.

3 yrs NCD
Age 37
Full licence 18 years
No points
No bans (well...1 for speeding but that was ages ago hehe)
No convictions

Fully Comp & Mods covered
SDC

All mods declared (including my current works with Stan)

£605

[Coops]

surely can do better? or does age not count for much, i'm 450 on the turbo at 26 with all mods, like for like, agreed value etc etc, although the insurance market is pants at the minute, everything in motoring is getting stupidly expensive, tax, petrol has crept up again to nearly 120p a litre ffs!!!!

[snowman]

Im paying £400 this year with Flux,yeah i know they can be gits apparently but ive had no problems with them

[Dunc]

£280 fully comp with an extra £29 one off payment to stick kate on the policy on the williams

[Wobba]

surely can do better? or does age not count for much, i'm 450 on the turbo at 26 with all mods, like for like, agreed value etc etc, although the insurance market is pants at the minute, everything in motoring is getting stupidly expensive, tax, petrol has crept up again to nearly 120p a litre ffs!!!!

Who with Bennyboy? Age seems to make no difference at a certain point, though women over 60 (I think) have higher premiums than men of the same age (payback for young women having it easy!!) due to very high accident claims generally.

[Tommo]

Try HIC mate, got mine for a very good price, covers trackdays too

[Coops]

HIC wont insure direct, only through a brokers, tried loads of times

Dan mate thats also through flux, same as my william policy which is £500 with 2 years ncb instead of 6 years on the turbo

[Wobba]

HIC wont insure direct, only through a brokers, tried loads of times

Dan mate thats also through flux, same as my william policy which is £500 with 2 years ncb instead of 6 years on the turbo

Yea see, its the NCB that's kicking my arse. I could probably haggle them down a bit, we shall see.

I declared all mods...did you state your bhp? I stated about 200 to 210bhp.

[jay s]

mines £350 a year fully comp with hastings direct

28 yrs old, 8 yrs ncb, 1 sp30 parked in a high risk london postcode.
i was actually pissed off come renewal time last year as i was paying £350 the year before and its meant to go down every year not up :roll:

[16v_paddy]

I renewed mine in feb through Chris Knott as I wanted to get away from flux as they're pretty wank tbh these days, age 27, 3 years ncb, all mods declared & covered like for like, SDP&C, 10k mileage per year, agreed value, fully comp for £419

That was also with a declared bhp & after the recent performance on the rollers I'm tempted to ask for a discount :roll: :lol:

[16v_paddy]

oh yeah & that's with 4 points for a heavy right foot :twisted: and 1 non fault accident

[walters300]

at 37 i would expect a very good premium :D have you tried green light, they were very good for modded cars and age :lol: :wink:

[Coops]

HIC wont insure direct, only through a brokers, tried loads of times

Dan mate thats also through flux, same as my william policy which is £500 with 2 years ncb instead of 6 years on the turbo

Yea see, its the NCB that's kicking my arse. I could probably haggle them down a bit, we shall see.

I declared all mods...did you state your bhp? I stated about 200 to 210bhp.

yes mate, could hardly get away with 'its turboed mate but 150bhp' lmao ;-)

insured upto 350bhp 8)

[Wobba]

Thanks, I will give these all a go. Need to always shop about with insurance!

[16v_paddy]

3 companies I'd recommend trying are Chris Knott & Sky Insurance - both are on CS with club discount, sky insurance also offer club discount on c16v :wink: - and Brentacre are very good

They all offer like for like cover on mods & the differences in quotes I got from all of them were only a few quid. I went with Chris Knott they weren't the cheapest but they were the cheapest overall as I was paying monthly

[Wobba]

£743.52 with HIC. All mods declared.

[Wobba]

Greenlight are quoting £572...but they've not included 3rd party vehicles as standard (drive others cars).

[ANDI8978]

i am with admiral i am paying £178 on my run about car 1.4 206
and the williams is £231 as a second car no limited miles or use :D

[Coops]

more details on that needed mate as thats silly cheap! :wink:

[ANDI8978]

at the mo i have a multi car with my run about 206 my wifes 306
i have 9 years no claims so admrial will mirror my no claims from my 206 to the williams but only i can drive the wiliams as my wife only has 2 years no claims !

all i all we have 3 cars and pay about £630 for 3 cars a year :lol:

[schakal]

that is damm cheap ^^^

[Wobba]

Yea. Is cheap. Trouble is Ben and I have some pretty big fat mods on our cars and in my case I have less NCB due to not driving for some time previously.

[jackjz]

hey guys you want to think yourselves lucky mines well over the 4k mark with no mods 19 years old not even been drivin a year yet tho

[Wobba]

£4k is way to high. I can insure a 5 million pound yacht for that.

I was paying £2k for my Scooby and roughly another £1400 for my R5 GTT at the same time about 21 yrs old. Had more money than sense back then.

[djtlane]

As a fellow older bloke, mine is 320 with footman james ( thats with no no-claims because it's eleswhere )

[Tommo]

hey guys you want to think yourselves lucky mines well over the 4k mark with no mods 19 years old not even been drivin a year yet tho

:shock: :shock: That group 17 insurance is a killer for the young-uns!!

[Wobba]

Brentacre

£539.95 full comp

All mods declared, 220 Bhp ceiling.

Getting better!

[Coops]

getting there mate!!

oh and my prediction for your other thread is now 221bhp....and i'm telling on you if you get it :wink:

[Wobba]

getting there mate!!

oh and my prediction for your other thread is now 221bhp....and i'm telling on you if you get it :wink:

LOL NO PLX NO!

221 is dreaming anyway :D till i get high compression!!