Insurance 19-20 Valver.

[Joel]

i know its been done, 1000x before but im lazy and cant be arsed looking
anyhow how much are people 19-20 paying for a Valver.

i get my year no claims in 3week, and thinking of a Valver. just wondering wot people at 19-20 pay.

thanks

[MatBrown]

£1200.


Mat.

[Joel]

thats much cheaper then i thought :shock:

[Laine_16v]

Im 20, and pay £1100, should be about £800 but i pay monthly (get raped), and added a few optional extra's.

Im with admiral.

[Bailey_1260]

Im 20, and pay £1100, should be about £800 but i pay monthly (get raped), and added a few optional extra's.

Im with admiral.

What else are you putting down mate? IE additional drivers and how many no claims you have? and is that the 10 month jobbie?

cheapest i can get is around £1100 20 2 years no claims.

[donsrno1]

I'm paying £800TPFT for my "valver" :wink: that was taken out with 1 years NCB and when I was 19, a couple of weeks before turning 20. I have tried a quick quote to see what I will be paying when its to be renewed in a few months and it was about £450 TPFT iirc.

[chris16v]

£1154 i was 19 with 1 years no claims when i first insured the valver. that was with adrain flux (highway agency) with mods declared whic at the time was pretty cheap...

[Bailey_1260]

Just to confirm we are all talking about fully comp prices and not TPTF?

Bailey

[Laine_16v]

Im 20, and pay £1100, should be about £800 but i pay monthly (get raped), and added a few optional extra's.

Im with admiral.

What else are you putting down mate? IE additional drivers and how many no claims you have? and is that the 10 month jobbie?

cheapest i can get is around £1100 20 2 years no claims.

TPFT

2 additional drivers (each driver you add with admiral seems to drop the price by £150 odd a time!!)

1 years NCB, 2 previous claims one 50/50 and the other non fault.

Yeah its a 10 month one.

[Bailey_1260]

TPFT

2 additional drivers (each driver you add with admiral seems to drop the price by £150 odd a time!!)

1 years NCB, 2 previous claims one 50/50 and the other non fault.

Yeah its a 10 month one.

See mine doesnt seem so bad now, lol.

fully comp FTW.

[Robb]

Paying £1350 here 0NCB driving for over a year with no convictions or anything. On my own policey.TPFT 12 months

[Joel]

Thats Pretty Cheap ^

[1995clio16v]

£352 fully comp - more than :P :o

[1995clio16v]

Think morethan are doing a deal at the mo

For every year no claims you get 1months insurance paid for.

[Bailey_1260]

Think morethan are doing a deal at the mo

For every year no claims you get 1months insurance paid for.

Whats the catch though? dont you need a minimum no claims or something?

[1995clio16v]

^^^

tbh mate im not sure. Just saw it on the tv the other day but im sure there will be something somewhere!! There always is isnt there.

Im at the stage now where ill only save £20 by shopping round so cant be arsed looking.

26 and 4yrs NCB = £352



8)

[Daz.]

^^^

tbh mate im not sure. Just saw it on the tv the other day but im sure there will be something somewhere!! There always is isnt there.

Im at the stage now where ill only save £20 by shopping round so cant be arsed looking.

26 and 4yrs NCB = £352



8)

Thats what living in a decent postcode does for you - where are you from fella?

I'm 26 with 5 years NCB and pay nearly £200 more.

[simonr85]

^^^

tbh mate im not sure. Just saw it on the tv the other day but im sure there will be something somewhere!! There always is isnt there.

Im at the stage now where ill only save £20 by shopping round so cant be arsed looking.

26 and 4yrs NCB = £352



8)

Thats what living in a decent postcode does for you - where are you from fella?

I'm 26 with 5 years NCB and pay nearly £200 more.

Im almost sure he is from Penwortham (Preston)

[1995clio16v]

^^^

tbh mate im not sure. Just saw it on the tv the other day but im sure there will be something somewhere!! There always is isnt there.

Im at the stage now where ill only save £20 by shopping round so cant be arsed looking.

26 and 4yrs NCB = £352



8)

Thats what living in a decent postcode does for you - where are you from fella?

I'm 26 with 5 years NCB and pay nearly £200 more.

Yep, Im from Preston, but live in Penwortham which is a nice area, yet we get PR1 postcode.

I believe the lower the number this indicates how near to a city centre you are? An this determines price?

Yet there are areas of Preston that have guns, gangs the lot and they get a PR1 postcode. Its not right, so in theory I should pay less!!!!

Insurance is ****ed up, it always has been and always will be, theres no consistency to it or logic at all. It just never makes any sense. You can call one minute and they give you one price, call the next and theyve added £300 on...

Your on a williams though aint you daz.?

Im only on a 16v



8)

[Daz.]

Aye well I'm in BB1 so right in the middle of shitter land.

16v to willy wasn't huge for me difference wise, some of it will be that but most will be simply where I am.

Mind you next renewal time I'll be living somewhere nicer :D

[simonr85]

^^^

tbh mate im not sure. Just saw it on the tv the other day but im sure there will be something somewhere!! There always is isnt there.

Im at the stage now where ill only save £20 by shopping round so cant be arsed looking.

26 and 4yrs NCB = £352



8)

Thats what living in a decent postcode does for you - where are you from fella?

I'm 26 with 5 years NCB and pay nearly £200 more.

Yep, Im from Preston, but live in Penwortham which is a nice area, yet we get PR1 postcode.

I believe the lower the number this indicates how near to a city centre you are? An this determines price?

Yet there are areas of Preston that have guns, gangs the lot and they get a PR1 postcode. Its not right, so in theory I should pay less!!!!

Insurance is f**ked up, it always has been and always will be, theres no consistency to it or logic at all. It just never makes any sense. You can call one minute and they give you one price, call the next and theyve added £300 on...

Your on a williams though aint you daz.?

Im only on a 16v



8)


Lucky me then with the PR4 post code, age 22 fully comp £600 on a willy :)

[cliowilly2]

simon, whos that you're insured with??? i paid £800 for a 1.8si escort last year fully comp. i swapped my insurance over to my willy 2 when i got it last month and it cost me £70 extra. 10 month bonus jobbie with admiral which ends at end of july so il be getting a renewal through shortly! il be 23 come renewal time,4yrs NCB in PR7. hope mine drops to £600!!!!

[Joel]

All Lancashire and Greater Manchester is shit..

Rouuuuugh bastards :lol: :lol: :lol:

[simonr85]

simon, whos that you're insured with??? i paid £800 for a 1.8si escort last year fully comp. i swapped my insurance over to my willy 2 when i got it last month and it cost me £70 extra. 10 month bonus jobbie with admiral which ends at end of july so il be getting a renewal through shortly! il be 23 come renewal time,4yrs NCB in PR7. hope mine drops to £600!!!!


Elephant, by any chance are you from Brookfield? There is a Willy 2 i see alot on there, or is yours the willy with the private reg starting with a "D" ??

[Smudger]

last year i paid just smidging under 500 quid for my willy 2 fully comp

24 - 3 years no claims and no claims or convictions

:wink:

i reckon for a 19-20 year old on valver you should not be paying anyore than 1000-1200. i got my R5 GTT wen i was 20 and i paid 1200 for that tpft

[valver_Karl]

im just renewing my insurance atm,

got a quote £687 tpft and im 20 with 2 years no clame

[cliowilly2]

simon, whos that you're insured with??? i paid £800 for a 1.8si escort last year fully comp. i swapped my insurance over to my willy 2 when i got it last month and it cost me £70 extra. 10 month bonus jobbie with admiral which ends at end of july so il be getting a renewal through shortly! il be 23 come renewal time,4yrs NCB in PR7. hope mine drops to £600!!!!


Elephant, by any chance are you from Brookfield? There is a Willy 2 i see alot on there, or is yours the willy with the private reg starting with a "D" ??

neither, i live in euxton pal

[Smudger]

bring this up due to renewal and managed to get a good price.

24 with 4 years no claims, car parked on driveway, 5000miles a year, gf as named driver and fully comp through Elephant

£340 8)

[Justin..]

****ing joke :( im 23 and my 1.1 azure fiesta cost 90 a month :lol:

[Coops]

theres a reason for that mr justin :wink:

i pay 600 on the turbo fully comp, like for like, blah blah blah 4yrs ncb limiter mileage and i was 24 when i insured it, shud see nice reduction this renewal as i've hit golden 25, points are off and moved to 'a' grade postcode, olay

willy renewal is 400 this year, 2 yrs ncb same details

[Justin..]

:P



just aswell sell my clio cos i aint gunna be able to insure it :lol:

[16v_paddy]

:P



just aswell sell my clio cos i aint gunna be able to insure it :lol:



Wanna swap?????? :lol:

[Justin..]

ok

[Justin..]

DREAMS!!!!!!!!!!!!!!!!!!!!!!!!!! :P

[16v_paddy]

DREAMS!!!!!!!!!!!!!!!!!!!!!!!!!! :P

Who's?? Yours or mine?? :lol: :lol:

[Justin..]

mine tbh :lol:



:wink:

[Jamie.]

I am getting absolutley raped judging by what people are paying in here.

I was paying £1000 - thats for 10,000 a year, 4 yrs NCB protected, fully comp.

My wife did add about 200 to it due to a crash she had, so even on my own it was £800.

The mods added about £75 to.

[Coops]

:shock:

[franksvalver]

bell.co.uk

940quid tpft

19, 1 yncb, 2 years driving, a group postcode, no convictions, no accidents

fully comp was 1150 but its a valver whats the point

[katbloke]

Thank f*&% im an old git, cant be doing with paying more than 200 quid fully comp for car insurance, it is only group 17 afterall :D

[Coops]

Thank f*&% im an old git, cant be doing with paying more than 200 quid fully comp for car insurance, it is only group 17 afterall :D

old git :wink:

[Smudger]

bell.co.uk

940quid tpft

19, 1 yncb, 2 years driving, a group postcode, no convictions, no accidents

fully comp was 1150 but its a valver whats the point

all depends on the car mate, due to market value for these cars being quite low, even a slight front end bump damaging bonnet, bumper, wings headlamps would probably be enough for an insurance company to write the car off, even if there isnt any structural damage. In that case full comp insurance would pay out for the replacement of the car and give you the option to by the car back very cheaply and repair it as you want.

my quote for TPFT was £325 but thought for the extra £15 id go fully comp, even with teh £250 excess

[busterhymes]

Thank f*&% im an old git, cant be doing with paying more than 200 quid fully comp for car insurance, it is only group 17 afterall :D

same here m8 be devastated if my insurance was near to value of car £200 sounds just about right :wink:

[kneesparks]

Im payin £365 COMP on the willy thats with 2 NCB at 29...... ONLY payin £550 on the skyline but thats with 8 NCB tried to insure the willy with same ppl and they wanted £630!?!?!?! WTF! They said its coz i said i would use the willy for driving to and from work. £365 was from performance insurance 8)

[franksvalver]

tpft i would just break the car.

i wouldnt want an insurance pay out.

i intend NOT to crash anyway

[Justin..]

i said that then some one hit me !!

[white16valver]

But that's ok 'cos you claim off them ;) (assuming they're not hit and run scum :evil: )

[Justin..]

it aint ok cos i lost my ncb!

[Jamie.]

Yeh Justin has a good point.

I have had 3 crashes. The two which were not my fault were both uninsured drivers.

After than I have always gone fully comp with legal protection. Such a pain in the ass when you are doing all the chasing and need professional help to sort these things out.

Other problem is knock for knock. Equal blame so who will pay then? Don't think the insurer will?

[franksvalver]

Knock for knock you pay for theirs they pay for yours surely?

[Jamie.]

Being only on 3rd party I would have thought the insurer would pay for the other person in the accident but not your car.

[franksvalver]

i thought u meant in the occurence no1 was at fault

[spikey-ben]

I seem to be doing ok with my insurance on me williams then, £290 fully comp with protected 5 yaers no claims. I am 25 though and postcode PE12 :D :D
i couldnt warrent more than 700 quid on a valver though.