View Full Version : Im 19, Valver Insurance...
Who to try? No one seems to want to quote.
HELP!!!!
:D
matt.turner
08-01-2008, 21:28
try adrian flux mate. my mate got insured for 1000 tpft on a vlaver. my williams cost me 600 with three years no claims when i was 20 with them. there the cheapest around for young drivers.
I was 19 when i got mine!
Try the likes of
www.bell.co.uk
www.elephant.co.uk
www.admiral.co.uk
All under £1000 for me!
Laura :)
Oh and all of those were fully comp 8)
I need to be back in the game...
Car you got now winstttt?
cheers guys!
admiral just quoted 3k...
:twisted:
admiral just quoted 3k...
:twisted:
your jokin right?????? :?
****ing hell!!
Must be a male thing ;)
3105 - fully comp.
I live in a good postcode, been driving 2 years, doing about 4k a year as it will be a second car, have a company car which is used every day!!! No NCB though...
:?
mozzarooni
08-01-2008, 21:56
Try Greenlight pal!!
Bailey_1260
08-01-2008, 21:59
elephant £800
19 yo. 10 months, full comp, courtesy car, legal cover, 2 years driving 1 year ncb.
how long have you been driving company vehicles chap?
all the above were rubbish for me especially flux and green light im 21, 3years driving 3yrs ncb, no points or accidents with a williams 2
best i could find was tesco value insurance ended up paying £1036 fully comp in the end, i live in postcode area E tho so i think that had a lot to do with it. most companies wouldnt touch me :roll:
1995clio16v
08-01-2008, 22:04
Who to try? No one seems to want to quote.
HELP!!!!
:D
no claims are the key mate, think u will sruggle for a quote (decent quote) if you have no, no claims
£432 fully comp :o
is that just a coincidence that its the same price as your paint code :D
1995clio16v
08-01-2008, 22:17
is that just a coincidence that its the same price as your paint code :D
You know ive never thought of that at all!!!
Good spot!!
Bondlovis, Cheaper than Flux and werent fussed about mods
Dave
elephant.co.uk and put your mum down as second driver.... i saved about £150 doing this!!!
Bell are good, in there terms and conditions it states that if you dont decalre mods your insurance wont be invalidated. However the parts that are modifed will only be replaced with standard parts if anything were to happen. Worth a try if its modded :)
Patrick_g46
09-01-2008, 01:30
elephant.co.uk and put your mum down as second driver.... i saved about £150 doing this!!!
yeh i did this same thing with elepant and it knocked about £300 off!
Laine_16v
09-01-2008, 01:40
I did the same, and then i added a second named driver and it knocked a further £150 off :shock:
seanofnp
09-01-2008, 02:08
Im with elephant... £1600 odd. on my erm, 1.8 16v clio. :lol:
it is crazy how much people are quoting me... I was insured on the RSi at 18 under my mums name, i only paid like £1000 fully comp. Been driving for a year more, using as a second car and doing about 4k a year and they still wont insure me!!! ARGH!
WAHOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOO!!!
Bell just quoted me £1200 fully comp, me main driver, mum n dad named!!
Thats pretty sweet, I dont know whether I should just whack it under my mums name, as I will only ever use it on sundays/week nights!! hmm
8)
Matt_16v
09-01-2008, 11:18
I'm 19 - £1400 on my williams with flux
that on your own insurance pal?
drsmith1979
09-01-2008, 11:42
£1400? its mad when you think what we all pay or used to pay for our cars!
I was only paying £440 fully comp on my Evo with all mods declared! couldn't bring myself to pay anything close to £1000 for insurance ever again lol
titcharoony
09-01-2008, 11:51
im at 600 with flux.williams 3 £3500 max value, 3yrs ncb, tpft. i reckon elephant wud be cheaper
Bell are good, in there terms and conditions it states that if you dont decalre mods your insurance wont be invalidated. However the parts that are modifed will only be replaced with standard parts if anything were to happen. Worth a try if its modded :)
I am with Bell. If I stick my decat on I don't have to declare it?
Im with elephant... £1600 odd. on my erm, 1.8 16v clio. :lol:
:rofl1:
hehe, well im happy with bell's quote! :)
Bell are good, in there terms and conditions it states that if you dont decalre mods your insurance wont be invalidated. However the parts that are modifed will only be replaced with standard parts if anything were to happen. Worth a try if its modded :)
I am with Bell. If I stick my decat on I don't have to declare it?
I certainly didnt, they arent expensive are they? :P
Matt_16v
09-01-2008, 18:52
that on your own insurance pal?
yes mate :P
white16valver
09-01-2008, 19:27
I'm still paying about £600 on the valver and I'm ollllld :( with plenty of NCB.
Oh, and a few points... LoL :lol:
HIC were good for me - Chaucer were the people they quoted from :)
cheers for all your help lads! Just need to find myself a valver base and Hybrid time! LOL
Elephant and bell are sister companies so quotes will be very similar for the 2 companies. Some of you lot should think yourselves lucky- i still pay £1000 on a valver at 21 with 4 years no claims and mum as named driver with elephant (by far the cheapest).
The best bit- thats tpft :shock: Inner city manchester and being in the motor trade are a killer, move round the corner to a borough of Rochdale and price plummets! fully comp is a long way off for me :cry:
Buy a little shack in a better area and register the car to it :D
Bell were cheap for me, but they makes their big savings if you pay in full straight away rather than doing it by DD each month. Mine was about £450/year, but coz of DD charges and some other bits it's now about £570 which is high for me as I've been driving 15 years, no accidents or (remaining ;) ) convictions, no NCB though.
Next time I'll pay in full and it will only be about £400 I think.
donsrno1
10-01-2008, 22:52
I got the best quotes by far from bell and elephant when I got the hybrid at 19. I tried flux and HIC but they came nowhere near what bell or elephant could offer.
Bailey_1260
11-01-2008, 00:19
plus elephant, admiral and bell (all sister companies)all do the 10 month schemes.
donsrno1
11-01-2008, 00:38
plus elephant, admiral and bell (all sister companies)all do the 10 month schemes.
Personally I would steer clear of the 10 month schemes and stick to the 12 month ones as many companies won't accept 10 month schemes for NCD and you end up having to stay with elephant or one of their sister companies.
Bailey_1260
11-01-2008, 00:56
Personally I would steer clear of the 10 month schemes and stick to the 12 month ones as many companies won't accept 10 month schemes for NCD and you end up having to stay with elephant or one of their sister companies.
never had a problem, letter comes through as 1 years ncd.
donsrno1
11-01-2008, 01:28
Fair enough, I know of a couple of people who have had problems but maybe its not always the case.
Most companies just honour the ncd as the letter only says 1 years ncd not 10 month 1 year ncd.
I was a bit dubious when after my first years insurance with liverpool victoria they gave me a year free so after 1 year of driving i had 2 years ncd. I thought nobody would accept it wondering why ive been driving for 4 years with 5 years ncd but theyve always honoured it because i have it in writing!
I had a Williams at 19 with 1 NCB (it was a 10 month fast track one from elephant- accepted no problem) that cost £938 a year fully comp. I think being up in scotland makes a great difference to most quotes :muahaha:
Andrew
titcharoony
12-01-2008, 10:32
ive just tired bell. Have beaten flux who Im currently with by about £80
Hastings direct are good aparently
Try Greenlight pal!!
they dont insure kids, gotta be 21+
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