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lewis_willy2
25-10-2006, 18:32
i no this has been asked before sorry.

basically i dont wanna be driving the williams in the snow/ice over winter

so what im gonna do, is buy a fiat cheeky chenko if you no what i mean!
my m8 got one had the head gasket done and its got 12 months mot and tax. i can get it 4 what hes spent on it which is minimal.

so what i was gonna do is re-insure the williams next month with bell and theyve given me the option of driving another car third party only for an extra £40 on the policy.

is this worth doing.

or dont re-insure the williams in november. but insure the fiat. then re-insure the williams on my 20th b-day in jan?

lewis

richy
25-10-2006, 19:35
depends if you could live without driving it untill your 20!

i have the bug eye and williams on seperate policys with different companys as it works out less then any 2 car quote ive had!

stew
25-10-2006, 19:59
same

my track car is insured for 3000miles a year. enough to get me to a few track days!

my polo is insured with another company, and works out the best option, although i cant use the ncb for it.

nyk
25-10-2006, 20:08
If your not gonna insure the williams, insure it for theft only at least.

Plattsy
25-10-2006, 20:23
if you insure on two seperate policies would that mean you get two seperate no claims?
i.e Insure golf with churchill with my current no claims and then start a new policy for the valver with elephant?

richy
25-10-2006, 20:31
yes, i have 6 years ncd on the williams and almost 3 years ncd on the bug eye

lewis_willy2
25-10-2006, 22:52
well i want to insure the williams fully comp and on that policy i will be able to drive any other car third party ie the fiat

that should be ok right???


ive had two separate quotes. williams £1500 ish fiat £500 ish

but im only gna be driving the fiat for 2-3 months.... then i may c what engine i can cram in that little bay :wink:

Plattsy
26-10-2006, 00:27
if ur only driving it third party off your other policy then it wont be covered if someone steals it...
I think having 2 policies is a good idea then you can build no claims and have 2 cars insured dirt cheap....

lumoxs
26-10-2006, 10:16
i've got my hybrid, and i've also got a punto gt!

i use my clio as daily car and then my gt as a track/ burn people off car :lol: but now my clio is faster than my gt :lol: no surprise, i'm now going to break my gt :D and proberbly buy meself an astra gsi

tony16v
26-10-2006, 10:42
check on your insurance policy, cos on mine I can drive any car third party, but not if the car is in my name.

best to get two policys...

lumoxs
26-10-2006, 10:44
think if you check - the other car will have to be insured!

POWARTEK
26-10-2006, 13:00
think if you check - the other car will have to be insured!


i thought that too.

lewis_willy2
26-10-2006, 14:40
i thought it just had to be registered to another person?

will find out