oo oo oo

[benjer182]

i just got a quote on a naples l reg valver in my mums name [i know its the losers way out ] 1600 quid 450 more than on my 1.2 oasis i quoted it with one years no claims so just after christmas i can get one yipeeeeeeeeee and i wil only be 18 then

[Mish_16V]

I got mine at 18...I didn't pay anywhere near that money- ahh the joys of being a girl!!!

I'd seriously consider waiting. I had a Nova GSi at 17 as a second car and paid about £1500 insurance. It was a fun car and don't regret buying it but £1500-1600 for the privalidge to drive it is a bit silly looking back.

Think of it as dead money. Speaking from personal experience i'd wait an extra year or so

[Justin..]

L reg naples?yousure ? :?

[Laine_16v]

Im 18 pay £79 a month, mums policy me as named driver, not that she gets to drive it :wink:

[donsrno1]

Try and get a quote under your own name with elephant, putting in the details as though you have had you license a year. As soon as I had had my license a year (no NCD) my quotes were cut by about 60%. I am getting quotes of about £1000 tpft for a valver under my own name with no NCB and I am only 18 so it's not worth going under your parents name if you wait till you've had your license a year.

[spud1987]

I am 18 no NCB, driving for a year! my own policy! £1100

[Mattie]

I got mine at 18...I didn't pay anywhere near that money- ahh the joys of being a girl!!!

I'd seriously consider waiting. I had a Nova GSi at 17 as a second car and paid about £1500 insurance. It was a fun car and don't regret buying it but £1500-1600 for the privalidge to drive it is a bit silly looking back.

Think of it as dead money. Speaking from personal experience i'd wait an extra year or so

im still on my dads policy and i pay 1600 insurence for my williams but its worth every penny....

if u can afford the insurence mate then do it! :twisted:

[benjer182]

i cant wait i will get a quote in my own name but i did it with a willy cheapest was £5450.64 but i will see later

[Dancliovalver]

well on the valver when i first got it, i was 18, no claims bonus and a 5K crash under my name............i was paying £2500 TPFT but it was worth every penny of it.
coz ive calmed my drivin down i now have the benifits of 2 years NCB :D

[Mattie]

expensive cars to run at the end of the day mate especialy if your young....but as me and dan have said....its worth every penny!

[benjer182]

done the elephant put it as driving one year and one year ncb 996.00 pound :shock: i am well chuffed cheers for telling me about them cant wait now :lol: :wink:

[Andyvalver]

I pay £495 tpft :wink:

I am 23 though :oops:

[Rott]

Oh Bless, remember when i had these problems, better to just bite the bullet and get your own policy, if it's an option that is!?

now i'm 26 with LOADS of NCB's anf i'm £350 fully comp, does eventually become worth it!!!

[kj16v]

i just got a quote on a naples l reg valver in my mums name [i know its the losers way out ] 1600 quid 450 more than on my 1.2 oasis i quoted it with one years no claims so just after christmas i can get one yipeeeeeeeeee and i wil only be 18 then

B'Jesus!! When I was 18, my R5 GTT was £800 on my mum's. GTT's are only slightly less to insure than 16V's Has your insurer got a name like "Screwyouinthebum.com" or "Norwich Union" by any chance?

[titch16v]

ive just turned 18 no ncb, less than a year driving, own fully comp insuance 1200 with norwich union

[Mattie]

Oh Bless, remember when i had these problems, better to just bite the bullet and get your own policy, if it's an option that is!?

now i'm 26 with LOADS of NCB's anf i'm £350 fully comp, does eventually become worth it!!!

yep i agree but it was either own policy or the williams....no comaparison :lol:

looking to go on my own though when im 21 in novmeber, wil have been driving 3 years then 2 :)

[LaurenGTI]

well on the valver when i first got it, i was 18, no claims bonus and a 5K crash under my name............i was paying £2500 TPFT but it was worth every penny of it.
coz ive calmed my drivin down i now have the benifits of 2 years NCB :D

:roll: :wink:

[donsrno1]

done the elephant put it as driving one year and one year ncb 996.00 pound :shock: i am well chuffed cheers for telling me about them cant wait now :lol: :wink:

Also make sure you add some older female drivers to your policy as that took my quote down by a few hundred punds. I would imagine at that price that you already have one but without fail you save some money with elephant by adding older female drivers.

[Eckascliovalver]

im on my girlfriends name and she is only 20,she has no,no claims discount and had and accident last year and me to insure the valver all mods tpft im 18 this is my first car

elephant quoted me £875 but after all the monthly add on and young driver pish it went up to £1020



ecv

[Dom]

done the elephant put it as driving one year and one year ncb 996.00 pound :shock: i am well chuffed cheers for telling me about them cant wait now :lol: :wink:

Also make sure you add some older female drivers to your policy as that took my quote down by a few hundred punds. I would imagine at that price that you already have one but without fail you save some money with elephant by adding older female drivers.

I did this too and it works, mine came down £100 or so

[Allan]

I pay £495 tpft :wink:

I am 23 though :oops:

getting done there mate lol
im paying 380 at 23 :P and i live in chad :( got to be the worst area in derby lol (admiral btw) 3 years ncb

[Dave_b]

im 18 years old and have no no-claims (never had a car long enough lol)

and i pay 90 quid a month fully comp... and in my own name.

[clowo16v]

I don't know how people get such low quotes my renewal is £1300 and i've been driving 2 years and have a years NCB. Don't live in a particularly rough area either.

Matt

[Craig]

mines £480 FC on an almost 220bhp clio 16v with all mods decalired ;)

joys of being 26! hehe

My advise would be to get something slower till you have a couple of years NCB.

i had normal cars (clio RT or similar) till i was 20 then got a valver when it was cheaper to run.

[Dave_b]

I had a 1.2 8v mark 1 as my frst car.... cheap as you like and enough power to a new driver.... had a 205gti, corsa gsi cavvy gsi since and none can compare to the clio's...... gave in and got my valver.... stay clio.... start with something like a 1.2 or 1.4 and work your way up....

[rickkez]

I had a 1.2 8v mark 1 as my frst car.... cheap as you like and enough power to a new driver.... had a 205gti, corsa gsi cavvy gsi since and none can compare to the clio's...... gave in and got my valver.... stay clio.... start with something like a 1.2 or 1.4 and work your way up....

done that route myself

first car was a 1.2 8v mk1 phase 3, then got a mk2 1.2 8v now stepping into my valver shoes, back to the old skool i say!!


rick