help help help need cheaper insurance or willy2 up4 sale!!!!

[mark7984]

I finally managed to get my brother to part with his williams2!! before I bought it I did have a quote with admiral for a grand. I didn't insure it straight away for financial reasons but now I can and my quote has expired. The new quote they are giving me is coming through at 1800quid. I rang them to see if there was some sort of error but they said thats the best they can offer me and I should have taken the cheaper quote whilst it was available but that they are not obliged to offer that quote again as it has expired.!!!

I have tried finding cheaper insurance till my fingers are literally bleeding due to typing in loads of online quotes but is there anyone out there like me?? (21 driving 3 years with no no claims bonus) who has found cheap insurance.

If I cant find it for around a grand I will be forced to put the williams up for sale. So also anyone interested in a wiliams2 with 85k on the clock? needs a bit spending on cosmetics to make it absolutely mint but nothing major. service history up to 60k has been serviced since but no record of this. 6 months mot. can give more details if anyones interested?? only for sale if I cant find insurance. may part ex WHY? I have tried frizzell, liverpool victoria, money supermarket, elephant, admiral, bell, post office asda, co op, confused ect ect it aint looking good guys.......any ideas??????

[rt_blackpool]

try HIC http://www.hertsinsurance.com/

also try www.confused.com and www.moneysupermarket.com/motor/

they check loads of different companies.

[Lunner]

interestingly when i got a re quote todat mine came out at £150 more than teh orignal quote which i accepted

[mark7984]

interestingly when i got a re quote todat mine came out at £150 more than teh orignal quote which i accepted

I wish it was only 150 quid more I could live with that but I cant afford to pay 1800 quid insurance and even if I could I would'nt give that much anyway its a right rip off! a grand is expensive enuff for me and I think thats too expensive!! Still begging my mum to let me insure it in her name but all she keeps saying is that I've been on her insuance far too long and that i need to get my own!! im so pissed off!!!

[Lunner]

Try elephant, more or less same compnay as admiral, they were the two cheapest for me

[BRUN]

try Adrain Flux, no one else could come close for me

and dont, whatever you do, go with Liverpool Victoria or Frizzell, they are a nightmare if you need to claim

[Lunner]

try Adrain Flux, no one else could come close for me

and dont, whatever you do, go with Liverpool Victoria or Frizzell, they are a nightmare if you need to claim

Flux are ok if you have any NCB, they were £500 more then admiral for me as i ahve no NCB

[steveos_16valver]

ADMIRAL! all the way i got my insurance down 390 quid by putting my g/f on the insurance try putting you mum or if you got 1 your g/f on it honestly make a difference tho

[Lunner]

Yeah forgot about that adding my mum as a named driver reduced it by £600

[mark7984]

tried all these companys guys. I told you it isnt looking good!! cheapest is admiral £1857 TPFT and thats with my mum as a named driver to bring it down a bit!! it was £1050 with admiral and I had the quote saved ready to buy when I had the money which is the reason I bought the car but now that quote has expired and it's coming through at £1857 I've rang them and argued with them but all they say is that because the qoute expired they are not legally obliged to honour it!!!

[BRUN]

i had no no claims and 1 total loss claim !......and another 50/50 claim, and i live in Merseyside !

[holl]

im with quate-a-car mine is £1400 im 20 with no ncb and 3 points! :D

[1fast6]

im with quate-a-car mine is £1400 im 20 with no ncb and 3 points! :D

You're a girl tho :wink:

[Lunner]

but you are FEMALE.......

[scotte666]

i was 21 with 2 yrs ncb and 8 points and i paid £2154 :) after the company that quoted me 1400 so i bought the car for them then to turn round 2 me and say i had 2 be 25 and the quote had expired....

[holl]

well that was the best one i got all the others were around £2000! or they said i had to be 25.

[katbloke]

mines £370 fully comp :) with admiral

[LaurenGTI]

^^ are you old!! Lol!! :lol: :lol:

[katbloke]

^^ are you old!! Lol!!

Slightly, im 37 with full ncbs, garaged and live in a little village

[LaurenGTI]

Ahhh that would be why then!! :wink:

[FATBOY]

27 4 years NCB fully comp £495

[dannyb1986]

try bell they have have allways been cheap for me, i know there part of admiral but i got a qoute 300 cheaper than admiral!

[Smokey McPot]

How come its so expensive, are you 18 with 11 points and living in a ghetto? Seems way over the odds.

Id try Churchill, Tesco or Direct Line.

[mark7984]

How come its so expensive, are you 18 with 11 points and living in a ghetto? Seems way over the odds.

Id try Churchill, Tesco or Direct Line.

i live in a average area, im 21 been driving three years got no NCB as I have got 2 claims. one for some nob head speeding down the main road. ok I pulled out on to him but it was a blind junction and he was speeding. but in the end it went down as my fault as it was me that pulled in front of him! The other one was 2 months ago when my civic coupe got nicked off our front and they found it wrote off around a lamp post! I f I'd known that it would be this expensive I wouldn't have bought it but I got it on the strength of admirals quote which has now expired and gone up 800 quid. Ima keep on at my mum for the next week or so im sure shell give in and let me stick it on her insurance if I keep nagging! in the mean time if anyones iterested in a williams2 or part ex for a williams2 then let me know and I'll consider it whilst I try and sort out the insurance cause if I can't insure it it's going to have to go im afraid. I've tried all the suggested companys that have been posted I think the only saviour is my mum! lets just hope she gives in cause its doing my head in having to walk past the williams everyday knowing that I cant drive it!!!!!!!!!!!!! But she keeps going on about how im 21 and I should have a more sensible car with my own insurance that I wont kill myself in! bloody mothers!!

[mark7984]

WELL SHE FINALY GAVE IN!!!!!! just got insured in my mums name with me as a named driver with virgin for £900. Not exactly what I wanted as I wanted to get my own NCB but at least this way I get to keep the williams!! I just pointed out to my mum that if she did'nt let me use her insurance then I would have to drive a boring car with cheap insurance and would have no option but to take the bike out more and what did she think is more dangerous??? ha

[Rott]

I'm sure i posted up this somewhere yesterday but i'm 26, £290 fully comp, protected claims, my renewal just came in for the evo too, up £15 to £817, both garaged, Both with elephant, shit being young init, remember insuring a Calibra 4x4 Turbo a few years back and it was £3.5k :oops:

The 2 recent claims ain't gonna be doin you much good, best of luck anyway


:wink:

mums are great, ain't they!!!

[J o n]

just seen you got insurance, I was going to suggest A-Plan as they are BY FAR the cheapest around usually... i'll be using them for my next car

[mark7984]

just seen you got insurance, I was going to suggest A-Plan as they are BY FAR the cheapest around usually... i'll be using them for my next car
I got a quote with them it was about 2400 i think and on my mums with them it was 1800?????? id like to know how insurance companys work there prices out??? my mates 18 just passed, got a escort 1.6i, insurance fully comp is 1100 with frizzell, but when I got a quote off frizell for my bmw 316i compact i had last year which is the same insurance group as my mates escort according to parkers, they wanted 2 grand even tho im older and have had my liscence longer?????????????????????????????????? i f**kin hate insurance companys!!!!!!!!

[POWARTEK]

I agree elephant are good but I got a cheaper quote on the willy by £180 by going to Greenlight. Thats will all the mods declared too.